Register pbank as an ADR-0027 external capability with org-scoped
username/password envelopes, readiness via /login, and in-process
cph_hub MCP tools (search/get/get_many) that materialize sources under
the run workspace. Extend the capability secret payload for docmind vs
pbank kinds, admin capabilities UI, role tool umbrella `pbank`, and the
pbank-problem-report skill. Credentials never reach the Agent process.
hongjr03